Richard J. Tomeny, Jr., received his Bachelor of Science Degree in Business Administration from the University of New Orleans in 1974 and his Juris Doctorate Degree from Loyola University in 1978. He was admitted to the Louisiana Bar Association in 1978. He is admitted to practice in all Louisiana courts and in the United States District Courts for the Eastern and Middle Districts of Louisiana and the United States Fifth Circuit Court of Appeal. Beginning in 1978 he has had extensive experience in Banking, Commercial Litigation, Bankruptcy, Probate and RealEstate.

While employed by Jefferson GuarantyBank as Senior Vice President and General Counsel, Mr. Tomeny established and managed the Legal and Special Assets Department of the bank; responsibilities included problem loans, workout arrangements, loan structuring, commitment letters and loan closings; handling litigation and collection work including foreclosures, suits to enforce payment of promissory notes, bankruptcies, suits against the bank, and other bank related litigation; assisted in writing and implementing loan documentation manual; loan review policies and procedures; and participated in the training of loan officers, credit administrators, and other bank employees.

He is experienced in all phases of problem loans, work-outs, debt restructure, loan agreements, commitment letters, commercial loan closings, bank loan documentation, compliance and collections, and extensive experience in bankruptcy case including Chapters 11 and 7. He has experience in handling lender liability claims, officers' and directors' liability suits,fidelity bond and directors' and officers' bond claims; bank deposits and check collections; negotiable instruments; letters of credit and security devices; foreclosures; and collection suits. He has experience in all phases of Loan Closings and Loan Documentation, title examination, security devices and loan documentation including commercial, residential and SBA loans; approved as closing attorney by the U. S. Small Business Administration, the Jefferson Parish Development Corporation and various banks in the Greater New Orleans. From 1986 to 1988, Mr. Tomeny served as Special Counsel for First National Corporation; First National Bank of Covington, Louisiana; Century Bank in New Orleans; First Industrial Bank in Metairie, and Riverland's National Bank in Laplace and represented these banks in bankruptcy cases including Chapters 11 and 7, litigation and collection work including foreclosures, suits to enforce payment of promissory notes, problem loans, work-outs, debt restructure, loan agreements, commitment letters.